FIBRAs, ¿Qué son y por qué deberías considerarlas en tu portafolio de inversión?

Imagine receiving constant income without the need to manage a property. That is the advantage offered by FIBRAs, an investment option that has gained popularity in Mexico. FIBRAs (Fideicomisos de Infraestructura y Bienes Raíces) allow investors to participate in the real estate market without the need to purchase an entire property, obtaining attractive returns and diversification.

If you are looking for a smart way to grow your money and generate passive income, in this article we explain what FIBRAs are, how they work and why they can be a great alternative to strengthen your investment portfolio.

What are FIBRAs?

Infrastructure and Real Estate Trusts are investment vehicles that allow individuals to participate in the real estate sector through the purchase of interests in a trust. These entities acquire, manage and operate commercial real estate. For example, offices, shopping centers, industrial parks and hotels, which help you generate income from rents and distribute a significant portion of these profits to you as an investor.

How do they work?

These tools operate similarly to mutual funds, but are focused on real estate. This is how they work:

  1. Property acquisition: The trust invests in real estate that generates rental income.
  2. Administration and maintenance: The properties are operated and managed by professionals to optimize their profitability.
  3. Distribution of returns: At least 95% of the profits obtained from annuities must be distributed among investors, making FIBRAs an attractive source of passive income.
  4. Market value: The certificates of the Infrastructure and Real Estate Trusts are listed on the Mexican Stock Exchange (BMV), which allows investors to buy and sell their shares easily.

Types of FIBRAs

In Mexico, Infrastructure and Real Estate Trusts are divided into several categories according to the type of real estate in which they invest:

  1. Commercial FIBRAs: Invest in shopping centers and retail spaces, generating income through leasing to stores and well-known brands.
  2. Industrial FIBRAs: Own industrial parks and logistics warehouses used by manufacturing and distribution companies.
  3. Hotel FIBRAs: Invest in hotels and resorts, earning income from hotel operations and lodging rates.
  4. Office FIBRAs: Focus on corporate buildings and coworking spaces, leased to companies and professionals.
  5. Specialized FIBRAs: Some of these trusts focus on specific sectors such as hospitals, universities and infrastructure developments.

Advantages of investing

Investing in these tools offers several attractive benefits for investors, among them:

  1. Stable passive income: Thanks to the obligation to distribute at least 95% of their profits, investors can receive constant periodic payments.
  2. Diversification: They allow access to the real estate sector without the need to purchase individual properties, reducing the associated risk.
  3. Liquidity: By being publicly traded, FIBRA shares can be easily bought and sold, unlike traditional real estate.
  4. Inflation protection: Real estate tends to increase in value over time, which helps preserve the purchasing power of the invested capital.

Disadvantages and risks

Although Infrastructure and Real Estate Trusts offer many advantages, they also present certain risks and disadvantages:

  1. Market volatility: As it is listed on the Mexican Stock Exchange, its price may fluctuate due to economic factors and speculation.
  2. Dependence on the real estate sector: If the real estate market goes through a crisis, the value of FIBRAs may be affected.
  3. Interest rate impact: An increase in interest rates could reduce the profitability of FIBRAs, as real estate financing becomes more expensive.
  4. Vacancy risk: If the properties managed by the FIBRA have a high vacancy rate, rental income may decrease.

How to start investing in FIBRAs in Mexico?

If you wish to add Trusts to your investment portfolio, follow these steps:

  1. Choose a brokerage house: You will need an account with a regulated brokerage house in Mexico to buy and sell Infrastructure and Real Estate Trusts.
  2. Research the available options: There are several FIBRAs in the market, so it is important to analyze their performance, sector and level of profit distribution.
  3. Diversify your investment: Don’t put all your capital in a single FIBRA, consider diversifying in different types of assets.
  4. Review its performance history: Evaluates how the FIBRA has performed in recent years to make informed decisions.
  5. Consult with experts: If you are unsure about investing in this tool, turn to financial advisors or specialized platforms such as Algo Global for guidance.

FIBRAs

Infrastructure and Real Estate Trusts represent an excellent alternative for those seeking to invest in real estate without the need to purchase a physical property. Thanks to their liquidity, recurring income and tax benefits, they have become an attractive option for investors of different profiles.

However, like any investment, they also involve risks, so it is essential to analyze the available options well and diversify correctly. If you want to venture into this market with the support of experts, at Algo Global we offer specialized advice so you can make informed financial decisions and make the most of investment opportunities. Start your path to financial freedom today!